For Americans 65 and older · 2026 U.S. Edition
A plain-English playbook covering 26 senior benefits — Social Security, Medicare, taxes, VA benefits, food, and housing — with the exact form, phone number, and words to say to claim each one.
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★ 2026 U.S. EDITION ★
The Senior Benefits
Playbook
180 pages · 26 chapters
Nothing the government owes you arrives on its own. Every dollar in this book is claimed with a form, a phone call, or a deadline — filed by you.
That is the entire book. The rest is the list.
What's inside
Each part covers one corner of your money — and every chapter ends with the exact steps that claim it.
Claiming-timing raises, the earnings test, spousal and survivor benefits, the Fairness Act windfall, and what divorce doesn't take away.
You'll walk away with:the exact form that fixes your check — and the deadline that decides it.
What you pay in 2026, the $5,700 pharmacy secret, the state programs that pay your premium, IRMAA appeals, Medigap vs. Medicare Advantage, and the dental/vision/hearing gaps.
You'll walk away with:the application that cuts your premium — and the choice you must not get wrong.
The $6,000 senior bonus deduction, stop overpaying tax on Social Security, and free tax prep that finds money.
You'll walk away with:the deduction claimed on your return — filed free, filed right.
Property tax breaks you must claim yourself, a roof you can afford, heat and power help, the $9.25 phone bill, and SNAP for seniors.
You'll walk away with:the exemptions filed that shrink your monthly bills.
SSI: the monthly floor, VA disability ratings that pay monthly, and care money without a disability rating.
You'll walk away with:the care money most families never hear about — and the free help to claim it.
Found money with your name on it, your free expert team, and the complete scam-defense playbook.
You'll walk away with:your money locked down — and the scammer's script in your hands first.
Plus: the 30-day action plan (one small task a day), the Money I'm Owed worksheet, the Call This Week tracker, and a full official-sources appendix.
One exemption filed before the deadline. One surcharge appealed. One benefit finally applied for. Every program in these pages is official, public, and documented — no loopholes, no gray areas, and the source named on the page so you can check it yourself.
How it works
1
Secure checkout, and the PDF is in your inbox right away. Read it on your phone, tablet, computer — or print it.
2
The 30-day action plan at the back points you to your money first — most readers find theirs in three or four chapters.
3
Word-for-word scripts and checklists do the heavy lifting. Write down the name, the date, and the confirmation number.
Good questions
The complete 180-page playbook as an instant PDF download — 26 chapters, checklists in every chapter, a word-for-word phone script in every chapter, and the official-sources appendix. Nothing is shipped. It's yours to keep forever.
No. The playbook is strictly educational. It explains public government rules in plain English and shows you exactly what to ask and who to ask — then you confirm anything that matters with a qualified professional or the agency itself before you act.
Yes. There is no copy protection and no app to install. Print the whole book, or just the chapters that belong to you, and keep it in a drawer by the phone.
This is the 2026 U.S. Edition, and every figure names its official source — SSA, Medicare, IRS, VA — so you can re-verify any number yourself as rules update.
A few of the biggest items in this book are decided before 65. Reading early is how you avoid the chapters that begin with the word "unfortunately."
Sophia Morgan writes plain-English guides to senior-benefit rules — the public programs, the forms, the deadlines — researched from official sources and written so you never need a lawyer to understand them.
You spent your whole life paying on time, in full. These benefits are the programs your taxes already bought. The only thing standing between you and the money is asking the question.
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